About NYCIF

Our Philosophy

Most investment content fails investors because it gives fish, not fishing lessons. A hot stock tip is obsolete the moment markets open. A framework for evaluating businesses serves you for a lifetime.

We take our cue from the great investment thinkers — Benjamin Graham, Charlie Munger, Howard Marks — who built their success not on information advantages, but on better ways of processing information.

Charlie Munger famously advocates building a "latticework of mental models" drawn from multiple disciplines. We teach the investing nodes of that lattice: margin of safety, circle of competence, compound thinking, and the connective tissue between them.

What We Believe

• Frameworks compound. A good mental model doesn't just help you make one better decision — it helps you make thousands of better decisions across your entire investing career.
• Depth beats breadth. We'd rather teach five concepts exceptionally well than fifty concepts superficially.
• Time is the ultimate edge. Individual investors have one structural advantage over institutions: no one is evaluating their quarterly performance. We help you leverage that edge.
• Wisdom is earned. These aren't "hacks" or "secrets." They're frameworks that require thought, practice, and patience to internalize.

Who This Is For

NYCIF is for investors who think in decades, not quarters. You already understand the basics—what stocks are, how markets work, why you're investing. You're past the "what is a P/E ratio?" stage and ready for deeper questions about how to think.

You might be a self-directed investor managing your own portfolio. A professional who wants to sharpen your analytical framework. A student of the great investors who wants to understand why Munger and Buffett think the way they do.

If you're looking for quick tips, hot stock picks, or market predictions, you're in the wrong place. We teach frameworks, not fish.

What We're Not

We are not a stock picking service. We don't tell you what to buy or when to buy it. The frameworks we teach will help you make those decisions yourself—which is the point.

We are not market commentators. We don't react to Fed announcements, earnings reports, or whatever is moving markets today. Our content is designed to be valuable in 2025, 2030, and 2050.

We are not financial advisors. Nothing here constitutes investment advice. We teach thinking frameworks; you make your own decisions and bear your own risks.

Who Maintains NYCIF

NYCIF is maintained by independent investors with decades of combined experience across value investing, growth investing, and portfolio management. We have no products to sell, no subscriptions to push, and no conflicts of interest.

Our only goal is to share the frameworks we wish we'd encountered earlier in our own investing journeys — the mental models that would have saved us years of expensive lessons.

The Name

NYCIF stands for "Now You Compound: Investment Frameworks."

The "compound" is intentional. Compounding isn't just about money — it's about knowledge, skill, and wisdom. Every framework you truly internalize multiplies the value of every framework that came before.

And the "Now"? It's a reminder that the best time to start building your mental framework was twenty years ago. The second best time is now.

Start Learning

Ready to build your framework? We recommend starting with our core content:

• The Frameworks That Compound — Our foundational overview of the key mental models
• Circle of Competence — Know what you know (and what you don't)
• Margin of Safety — Benjamin Graham's most important concept
• Compound Interest — The mathematics of patience
• Essential Investment Books — The library of a serious investor

Contact

Questions, thoughts, or corrections? Reach us at [email protected]

We read everything. We can't respond to everything. But genuine questions about the frameworks we teach will often find their way into our content.